Customer Testimonials

I can't express how thankful we are having Monica work up our home loan. We got a great rate and closing cost were reasonable with additional credits for us. Win!! Our loan work up was not straight forward with a lot of communication with Monica. Monica set us up with a pre-approval, which honestly was more a full approval in the end. What sets Monica in a class of her own is her experience. I have worked with other lenders and she by far knew how to get my wife and I approved. I honestly believe no one else would have been able to get us approved or at least want to put in the work required. Thank you Monica!

Monica not only took us (first time home buyers) under her wing but coached us to no end. At every turn we had questions or concerns as first time buyers but we were met with Monica's iron clad experience and resolve. She never let us succumb to fear and the constant stress of buying a home. When it came time to enter escrow we were incredibly spoiled by how fast everything was completed. 15 DAY ESCROW! Her leadership drove the process at lightspeed and before we knew it, it was complete. We had done it, finally became home owners and it was all thanks to Monica's coaching. Look no further if you seek the best professional help and guidance through this step in your journey.

It was a pleasure working with Monica. She made the whole process in buying our home simple and straightforward. She communicated and was very responsive when we had questions. I highly recommend Monica because we all know buying a home isn’t an easy process.

This is the fourth time I have had the pleasure to work with Monica. She helped me with the purchase of my first home ten years ago and has helped me to refi two properties. She is very knowledgeable, professional and goes above and beyond for her clients. I highly recommend Ms. Espejo and look forward to work with her in any future purchase and/or refi.

Monica is amazing!!! My husband and I were referred to her by my father in law and she did not disappoint! She helped us buy our first home 3 years ago. We outgrew our home sold it and purchased a new home. Of course we had to go with Monica again! She gives the best advice, works quickly and efficiently and truly cares for her clients. She always answers any questions or concerns we have and is always keeping us in the loop on what’s going on. Monica is completely dedicated to clients. There is not anyone else I would recommend to friends, family and strangers! Thank you so much Monica for always being here for us, we appreciate you so much! You are the best!